At the Berkshire Hathaway annual shareholders meeting in 1999, Warren Buffett was asked how to make $30 billion. His advice? "๐’๐ญ๐š๐ซ๐ญ ๐ž๐š๐ซ๐ฅ๐ฒ".

Ever wondered why?

Money with TIME makes you Wealthier. Let's understand this through a very simple example.

Investor-1 and Investor-2 are friends and both want to retire at age 60. Investor-1 started investing at age 30 and Investor-2 started investing 5 years later at age 35.

๐Ÿ”ท Investor-1 started with โ€“ Rs 10,000 per month as SIP.
๐Ÿ”ท Investor-2 started with โ€“ Rs 20,000 per month as SIP.
๐Ÿ”ท Both increased SIP every year by 10% (as annual step up) &
๐Ÿ”ท Earned CAGR return of 13% p.a

By the age of 60 years....

๐Ÿ”ถ Investor-1 had invested Rs 1.97 crores in 30 years.
๐Ÿ”ถ Investor-2 had invested Rs 2.36 crores in 25 years.

Who do you think had more money in their portfolio at the end?

โœ… Investor-1 โ€“ Rs 9.8 crores
โŒ Investor-2 โ€“ Rs 9.4 crores

๐“๐ก๐ข๐ฌ ๐ข๐ฌ ๐ž๐ฏ๐ž๐ง ๐š๐Ÿ๐ญ๐ž๐ซ Investor-2 ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐‘๐ฌ 39 ๐ฅ๐š๐œ๐ฌ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง Investor-1, Investor-1 ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ก๐š๐ ๐‘๐ฌ 40 ๐ฅ๐š๐œ๐ฌ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง Investor-2.

Wondering how?

Investor-1 had 5 extra years of compounding to his advantage!

๐“๐ก๐š๐ญโ€™๐ฌ ๐ฐ๐ก๐ฒ ๐ฐ๐ž ๐š๐ญ ๐Œ๐ˆ๐‘๐€ ๐Œ๐จ๐ง๐ž๐ฒ ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฌ๐š๐ฒ ๐ญ๐ก๐š๐ญ ๐ง๐จ ๐š๐ฆ๐จ๐ฎ๐ง๐ญ ๐ข๐ฌ ๐ญ๐จ๐จ ๐ฌ๐ฆ๐š๐ฅ๐ฅ ๐ญ๐จ ๐ฌ๐ญ๐š๐ซ๐ญ ๐›๐ฎ๐ญ...

TIME once lost cannot be got back. So, stop contemplating & stop procrastinating.

๐’๐ญ๐š๐ซ๐ญ ๐ญ๐ก๐š๐ญ ๐’๐ˆ๐ ๐ง๐จ๐ฐ!