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Six Signals, One Conclusion: India's Case Right Now
A MIRA Wealth Market Perspective The best time to invest rarely feels comfortable. Markets have gone nowhere for nearly 24 months. Elections. Tariffs. War. Global uncertainty. Most investors have responded by waiting — but markets rarely wait for certainty. Peak Optimism Market Correction Today Economic Recovery Market Rally India Is Turning
Webinar : Masterclass on Building a Wealth Legacy
A question every investor eventually faces: “How do I ensure the wealth I create today continues to serve my family tomorrow?” Join us for an exclusive client-only webinar with Anand K Rathi, Co-Founder, MIRA Money. Masterclass on Building a Wealth Legacy We will explore the hidden role of portfolio structure
What Are Specialized Investment Funds and Should You Be Looking at Them?
India's investment landscape just got a new middle ground. For years, investors were essentially left with two choices. Mutual funds - accessible, regulated, but limited in what strategies a fund manager could run. Or PMS and AIFs - far more flexible, but with minimum investments of ₹50 lakh and ₹1
What Is an Actively Managed Strategy and Which One Is Right for You?
You've built wealth. The hard part is done. And yet, managing that wealth has quietly become a second job. Every market correction demands a decision. Your advisor calls at the wrong time. Somewhere along the way, you're not sure if the portfolio you have is actually built for the life
What Is an Accredited Investor and Why Should You Care?
If you have built meaningful wealth over the years, you may have come across investment opportunities in PMS (Portfolio Management Services) or AIF (Alternative Investment Funds), only to find that the minimum investment threshold puts them just out of reach. The Accredited Investor framework, introduced by SEBI, is designed to
History of FCNR Deposits
The 2013 RBI FCNR(B) Swap Window Background, rupee impact, and a 13-year retrospective (2013–2026) 1. Background: The 2013 Taper Tantrum Crisis In mid-2013, the Indian rupee came under severe pressure as the US Federal Reserve signalled a tapering of its quantitative easing programme - the “taper tantrum.” Capital
MIRA Money Weekly Pulse | Issue #2 · June 12, 2026
MIRA Money Weekly Pulse Simplified Market Intelligence Week: 8th June 26 to 12th June 26 US - Iran Deal Lift Indian Markets Market Summary Market* Change What this means Nifty 50 -1.09% Volatile week; gap-down Monday, recovery by Friday S&P 500 -2.51% Oracle missing cloud revenue dragged
MIRA Money Weekly Pulse | Issue #1 · June 5, 2026
MIRA Money Weekly Pulse Simplified Market Intelligence Week: 1st June 26 to 5th June 26 Big positive for Rupee & FIIs. Tax waiver provided to FIIs on Gsec Market Summary Market* Change What this means Nifty 50 -2.05% Struggled despite policy clarity; oil and FPI headwinds persist S&P 500
The Corporate Revival: Why Indian Stocks are Primed for a 5-Year Growth Surge
After remaining relatively cautious on Indian equities for almost a year, we have finally started increasing allocations toward Indian equity markets. The reason is straightforward: India’s earnings trajectory is beginning to look meaningfully stronger. At present, the Nifty trades at roughly 20x forward earnings. While valuations are not extremely
Important Update Regarding Overseas Schemes from Axis Mutual Fund
As your trusted investment partner, we want to keep you informed of an important operational update regarding Axis Mutual Fund. Effective 3:00 PM on May 13, 2026, fresh subscriptions—including Lumpsum investments, Switch-ins, and new SIP/STP registrations—have been temporarily paused for the following overseas funds: * Axis Global
Worried About Markets? Here’s Where You Can Park Your Money
In times of geopolitical uncertainty such as the ongoing tensions in West Asia, market volatility often rises, making investors understandably cautious about their portfolios. During such periods, preserving capital and maintaining liquidity become more important than chasing high returns. For investors feeling uneasy and looking to temporarily shift their money
Is my current asset allocation still the most efficient way?
Given the recent market volatility, we are seeing a increase in standard recovery timelines. While we expect double-digit returns to take a bit longer to materialize for current holdings, this environment actually creates a unique opportunity for your portfolio. Historical data from the Nifty 50 and S&P 500 suggests
Should you stop your SIPs?
At current levels (~74,000), portfolios may not look exciting. But here’s what a recovery to previous highs (~85,700) can do: XIRR jump isn’t small — it’s transformational · 2020 SIP → +2% improvement · 2021 SIP → +3% · 2022 SIP → +4.5% · 2023 SIP → +7% · 2024 SIP → +12% · 2025 SIP
This Isn’t a Market Correction. It’s a Regime Shift
Over the past few weeks, markets have been reacting sharply to a renewed surge in crude oil prices. This is not an unfamiliar setup for India, but the current combination of rising oil, currency pressure, and tightening financial conditions-warrants a disciplined reassessment of expectations. What is changing? At current levels,
Gold & Silver. Should you buy?
Gold & Silver have fallen dramatically from its highs. Don’t analyze the reasons for the fall. It's normal for any fast-growing asset to fall like this. Instead ask …. Can I use this opportunity to increase the allocation to gold & silver? I have personally never liked gold much. But the world
Budget announcement that matters!
While the overall budget is lacklustre, these are some key points we should know. Real GDP growth is estimated at 7.4% in FY26, moderating to 6.8–7.2% in FY27. What matters to investors in nominal GDP which is expected to be 10%. It would be good if
Cost of being impatient.
“Let’s invest all our money in Gold. It will go to 2lacs soon.” This is exactly what a client told me around Diwali. While I am certain gold will see new highs, the journey to 2lac is not going to be easy & smooth. I shall try & share an important
HOW TO PREPARE FOR BULL MARKET
This bull market can be lengthy – Guide to prepare for it. While many investors are setting themselves well to protect capital in case of a fall, what would you do if the market continues to move up? After all bull markets can last longer than you think. Here is the
Largecap = Poor Returns
Why invest in largecap? The returns are poor. This is what a lot of new investors used to think back in 2024. They used to aggressively invest in small and midcap stocks and funds. But the story between Diwali ‘24 and Diwali ‘25 tells you the significance of large caps.
SILVER 2030: ANALYSIS OF UNPRECEDENTED RISE
Executive Summary: Silver's Shining Moment Motilal Oswal Financial Services' "Silver 2030 – The Unprecedented Rise" report (Oct 2025) paints a compelling picture: silver is undergoing a structural revaluation. A staggering 70% year-to-date price surge isn't just a blip; it's fueled by robust industrial and investment demand, coupled with a persistent supply
India's Economic Pulse
Strong Growth Momentum India's economic growth in Q2FY26 exceeded 7% year-on-year. This robust performance was fueled by a combination of factors, including strong rural demand, increased public spending, and a period of relatively soft inflation. Upgraded Outlook The World Bank has revised its FY26 GDP growth forecast for India upwards,
What pushed Gold to $4000
Do you know why Gold is at $4000? This is the only reason for it. It all started in 2022. Russia attacked Ukraine in Feb/Mar 2022. US & its allies decided to freeze Russia’s foreign exchange reserves to the tune of $300bn. The reserves were majorly in Euro & USD.
NRI : TIN format by country
TIN format by country.xlsxGoogle Docs